Citi Credit Risk Graduate Learnership 2026

1 Position Overview

Citi South Africa is recruiting Risk Graduates for a one-year Learnership Graduate Programme within the Credit Risk division, based in Johannesburg, Gauteng. This is one of the most prestigious graduate entry points into financial services risk management available to South African graduates in 2026.

This is an entry-level, full-time graduate learnership opportunity designed for newly qualified university graduates with strong academic records who want to build a professional career in risk management and financial services. The programme provides hands-on exposure to risk frameworks, analytics, reporting, regulatory requirements, and business operations within a globally respected banking institution.

Citi's graduate learnership is structured to equip participants with both technical risk knowledge and professional development skills — transitioning graduates from the classroom into a high-performance global banking environment. The stipend is not disclosed; compensation will be confirmed at offer stage. No prior work experience is required, though a maximum of one year is acceptable.

1 Position Overview

Citi South Africa is recruiting Risk Graduates for a one-year Learnership Graduate Programme within the Credit Risk division, based in Johannesburg, Gauteng. This is one of the most prestigious graduate entry points into financial services risk management available to South African graduates in 2026.

This is an entry-level, full-time graduate learnership opportunity designed for newly qualified university graduates with strong academic records who want to build a professional career in risk management and financial services. The programme provides hands-on exposure to risk frameworks, analytics, reporting, regulatory requirements, and business operations within a globally respected banking institution.

Citi's graduate learnership is structured to equip participants with both technical risk knowledge and professional development skills — transitioning graduates from the classroom into a high-performance global banking environment. The stipend is not disclosed; compensation will be confirmed at offer stage. No prior work experience is required, though a maximum of one year is acceptable.

1 Position Overview

Citi South Africa is recruiting Risk Graduates for a one-year Learnership Graduate Programme within the Credit Risk division, based in Johannesburg, Gauteng. This is one of the most prestigious graduate entry points into financial services risk management available to South African graduates in 2026.

This is an entry-level, full-time graduate learnership opportunity designed for newly qualified university graduates with strong academic records who want to build a professional career in risk management and financial services. The programme provides hands-on exposure to risk frameworks, analytics, reporting, regulatory requirements, and business operations within a globally respected banking institution.

Citi's graduate learnership is structured to equip participants with both technical risk knowledge and professional development skills — transitioning graduates from the classroom into a high-performance global banking environment. The stipend is not disclosed; compensation will be confirmed at offer stage. No prior work experience is required, though a maximum of one year is acceptable.

1 Position Overview

Citi South Africa is recruiting Risk Graduates for a one-year Learnership Graduate Programme within the Credit Risk division, based in Johannesburg, Gauteng. This is one of the most prestigious graduate entry points into financial services risk management available to South African graduates in 2026.

This is an entry-level, full-time graduate learnership opportunity designed for newly qualified university graduates with strong academic records who want to build a professional career in risk management and financial services. The programme provides hands-on exposure to risk frameworks, analytics, reporting, regulatory requirements, and business operations within a globally respected banking institution.

Citi's graduate learnership is structured to equip participants with both technical risk knowledge and professional development skills — transitioning graduates from the classroom into a high-performance global banking environment. The stipend is not disclosed; compensation will be confirmed at offer stage. No prior work experience is required, though a maximum of one year is acceptable.

2 Minimum requirements

Applicants must have:

A completed undergraduate Bachelor's degree in a qualifying field — with a minimum academic average of 65% or above
Strong analytical and quantitative skills aligned to a risk or financial services environment
Strong leadership, teamwork, and communication skills demonstrated through academic or extracurricular activities
Commitment to personal growth, integrity, and ethical decision-making — non-negotiable at a global bank
Maximum of 1 year of work experience — this programme targets newly qualified graduates entering the workforce
Strong planning and organisational skills with a desire to develop deep financial industry knowledge

Minimum 65% degree average — strictly required

Qualifying degree fields:

Finance	Statistics
Economics	Mathematics
Accounting	Risk Management

Advantageous:

Knowledge of the global or domestic business and financial landscape — preferred but not required
Academic exposure to credit risk, financial modelling, or regulatory frameworks through coursework or research
Up to 1 year of relevant work experience in banking, finance, or risk — acceptable but not expected

Tip: Citi explicitly requires a minimum 65% overall degree average. This is a hard filter — candidates below this threshold are unlikely to be shortlisted regardless of other strengths. Attach your full academic transcript when applying so Citi can verify this directly. A cover letter is also required — do not apply without one.

2 Minimum requirements

Applicants must have:

A completed undergraduate Bachelor's degree in a qualifying field — with a minimum academic average of 65% or above
Strong analytical and quantitative skills aligned to a risk or financial services environment
Strong leadership, teamwork, and communication skills demonstrated through academic or extracurricular activities
Commitment to personal growth, integrity, and ethical decision-making — non-negotiable at a global bank
Maximum of 1 year of work experience — this programme targets newly qualified graduates entering the workforce
Strong planning and organisational skills with a desire to develop deep financial industry knowledge

Minimum 65% degree average — strictly required

Qualifying degree fields:

Finance	Statistics
Economics	Mathematics
Accounting	Risk Management

Advantageous:

Knowledge of the global or domestic business and financial landscape — preferred but not required
Academic exposure to credit risk, financial modelling, or regulatory frameworks through coursework or research
Up to 1 year of relevant work experience in banking, finance, or risk — acceptable but not expected

Tip: Citi explicitly requires a minimum 65% overall degree average. This is a hard filter — candidates below this threshold are unlikely to be shortlisted regardless of other strengths. Attach your full academic transcript when applying so Citi can verify this directly. A cover letter is also required — do not apply without one.

2 Minimum requirements

Applicants must have:

A completed undergraduate Bachelor's degree in a qualifying field — with a minimum academic average of 65% or above
Strong analytical and quantitative skills aligned to a risk or financial services environment
Strong leadership, teamwork, and communication skills demonstrated through academic or extracurricular activities
Commitment to personal growth, integrity, and ethical decision-making — non-negotiable at a global bank
Maximum of 1 year of work experience — this programme targets newly qualified graduates entering the workforce
Strong planning and organisational skills with a desire to develop deep financial industry knowledge

Minimum 65% degree average — strictly required

Qualifying degree fields:

Finance	Statistics
Economics	Mathematics
Accounting	Risk Management

Advantageous:

Knowledge of the global or domestic business and financial landscape — preferred but not required
Academic exposure to credit risk, financial modelling, or regulatory frameworks through coursework or research
Up to 1 year of relevant work experience in banking, finance, or risk — acceptable but not expected

Tip: Citi explicitly requires a minimum 65% overall degree average. This is a hard filter — candidates below this threshold are unlikely to be shortlisted regardless of other strengths. Attach your full academic transcript when applying so Citi can verify this directly. A cover letter is also required — do not apply without one.

2 Minimum requirements

Applicants must have:

A completed undergraduate Bachelor's degree in a qualifying field — with a minimum academic average of 65% or above
Strong analytical and quantitative skills aligned to a risk or financial services environment
Strong leadership, teamwork, and communication skills demonstrated through academic or extracurricular activities
Commitment to personal growth, integrity, and ethical decision-making — non-negotiable at a global bank
Maximum of 1 year of work experience — this programme targets newly qualified graduates entering the workforce
Strong planning and organisational skills with a desire to develop deep financial industry knowledge

Minimum 65% degree average — strictly required

Qualifying degree fields:

Finance	Statistics
Economics	Mathematics
Accounting	Risk Management

Advantageous:

Knowledge of the global or domestic business and financial landscape — preferred but not required
Academic exposure to credit risk, financial modelling, or regulatory frameworks through coursework or research
Up to 1 year of relevant work experience in banking, finance, or risk — acceptable but not expected

Tip: Citi explicitly requires a minimum 65% overall degree average. This is a hard filter — candidates below this threshold are unlikely to be shortlisted regardless of other strengths. Attach your full academic transcript when applying so Citi can verify this directly. A cover letter is also required — do not apply without one.

3 Key competencies required

Citi assesses graduate candidates against the following competency and character profile:

Analytical & quantitative skills	Integrity & ethics
Leadership & teamwork	Commitment to growth
Strong communication	Financial industry passion
Planning & organisation	Drive to succeed

3 Key competencies required

Citi assesses graduate candidates against the following competency and character profile:

Analytical & quantitative skills	Integrity & ethics
Leadership & teamwork	Commitment to growth
Strong communication	Financial industry passion
Planning & organisation	Drive to succeed

3 Key competencies required

Citi assesses graduate candidates against the following competency and character profile:

Analytical & quantitative skills	Integrity & ethics
Leadership & teamwork	Commitment to growth
Strong communication	Financial industry passion
Planning & organisation	Drive to succeed

3 Key competencies required

Citi assesses graduate candidates against the following competency and character profile:

Analytical & quantitative skills	Integrity & ethics
Leadership & teamwork	Commitment to growth
Strong communication	Financial industry passion
Planning & organisation	Drive to succeed

4 Key responsibilities

Applicants will be responsible for:

During the one-year Learnership Programme, Risk Graduates will support and be exposed to:

Supporting the Credit Risk Management team in identifying, assessing, monitoring, and reporting credit risks across Citi South Africa's business portfolio
Gaining practical exposure to Citi's risk frameworks, risk analytics tools, and reporting processes used within the Credit Risk division
Contributing to the preparation and submission of regulatory risk reports in line with South African and international banking requirements
Analysing credit risk data to identify trends, anomalies, and areas of concern — and presenting findings to senior risk professionals
Developing an understanding of Citi's business operations and the broader credit risk landscape across the bank's South African and African operations
Participating in structured learning, training sessions, and development activities throughout the learnership programme
Collaborating with cross-functional teams across risk, compliance, finance, and operations to develop a holistic understanding of banking risk management
Building professional relationships with experienced risk specialists and senior Citi leaders through mentorship and day-to-day collaboration

Tip: Citi's risk graduate role is analytical and reporting-heavy. In your cover letter, reference specific academic work — risk-related assignments, dissertations, econometric modelling, or financial analysis projects — that demonstrate your quantitative thinking. Citi wants to see that you can connect classroom knowledge to real-world banking risk problems.

4 Key responsibilities

Applicants will be responsible for:

During the one-year Learnership Programme, Risk Graduates will support and be exposed to:

Supporting the Credit Risk Management team in identifying, assessing, monitoring, and reporting credit risks across Citi South Africa's business portfolio
Gaining practical exposure to Citi's risk frameworks, risk analytics tools, and reporting processes used within the Credit Risk division
Contributing to the preparation and submission of regulatory risk reports in line with South African and international banking requirements
Analysing credit risk data to identify trends, anomalies, and areas of concern — and presenting findings to senior risk professionals
Developing an understanding of Citi's business operations and the broader credit risk landscape across the bank's South African and African operations
Participating in structured learning, training sessions, and development activities throughout the learnership programme
Collaborating with cross-functional teams across risk, compliance, finance, and operations to develop a holistic understanding of banking risk management
Building professional relationships with experienced risk specialists and senior Citi leaders through mentorship and day-to-day collaboration

Tip: Citi's risk graduate role is analytical and reporting-heavy. In your cover letter, reference specific academic work — risk-related assignments, dissertations, econometric modelling, or financial analysis projects — that demonstrate your quantitative thinking. Citi wants to see that you can connect classroom knowledge to real-world banking risk problems.

4 Key responsibilities

Applicants will be responsible for:

During the one-year Learnership Programme, Risk Graduates will support and be exposed to:

Supporting the Credit Risk Management team in identifying, assessing, monitoring, and reporting credit risks across Citi South Africa's business portfolio
Gaining practical exposure to Citi's risk frameworks, risk analytics tools, and reporting processes used within the Credit Risk division
Contributing to the preparation and submission of regulatory risk reports in line with South African and international banking requirements
Analysing credit risk data to identify trends, anomalies, and areas of concern — and presenting findings to senior risk professionals
Developing an understanding of Citi's business operations and the broader credit risk landscape across the bank's South African and African operations
Participating in structured learning, training sessions, and development activities throughout the learnership programme
Collaborating with cross-functional teams across risk, compliance, finance, and operations to develop a holistic understanding of banking risk management
Building professional relationships with experienced risk specialists and senior Citi leaders through mentorship and day-to-day collaboration

Tip: Citi's risk graduate role is analytical and reporting-heavy. In your cover letter, reference specific academic work — risk-related assignments, dissertations, econometric modelling, or financial analysis projects — that demonstrate your quantitative thinking. Citi wants to see that you can connect classroom knowledge to real-world banking risk problems.

4 Key responsibilities

Applicants will be responsible for:

During the one-year Learnership Programme, Risk Graduates will support and be exposed to:

Supporting the Credit Risk Management team in identifying, assessing, monitoring, and reporting credit risks across Citi South Africa's business portfolio
Gaining practical exposure to Citi's risk frameworks, risk analytics tools, and reporting processes used within the Credit Risk division
Contributing to the preparation and submission of regulatory risk reports in line with South African and international banking requirements
Analysing credit risk data to identify trends, anomalies, and areas of concern — and presenting findings to senior risk professionals
Developing an understanding of Citi's business operations and the broader credit risk landscape across the bank's South African and African operations
Participating in structured learning, training sessions, and development activities throughout the learnership programme
Collaborating with cross-functional teams across risk, compliance, finance, and operations to develop a holistic understanding of banking risk management
Building professional relationships with experienced risk specialists and senior Citi leaders through mentorship and day-to-day collaboration

Tip: Citi's risk graduate role is analytical and reporting-heavy. In your cover letter, reference specific academic work — risk-related assignments, dissertations, econometric modelling, or financial analysis projects — that demonstrate your quantitative thinking. Citi wants to see that you can connect classroom knowledge to real-world banking risk problems.

5 What you will gain

Applicates will benefit from:

Global banking exposure — Work within one of the world's most respected international banks, gaining access to global risk frameworks, international banking standards, and a world-class professional network from year one
Paid learnership stipend — Compensation is provided throughout the programme (exact amount not disclosed — confirm at offer stage)
Fast-track risk career — Citi's structured graduate programme is a direct pipeline into permanent Credit Risk Analyst, Risk Reporting, and Risk Management roles within Citi South Africa and potentially across the bank's global network
World-class training — Access to Citi's global learning infrastructure, mentorship from senior risk professionals, and structured development activities throughout the 12-month programme
International brand on your CV — Citi's global reputation in financial services makes this learnership one of the most recognised and respected graduate credentials in African and international banking markets

Tip: Citi is an equal opportunity employer that actively values diversity across race, gender, and disability. South African graduates from all designated groups are encouraged to apply. Given the 65% academic average requirement, ensure your transcript clearly reflects your cumulative average across all years — not just final-year results.

5 What you will gain

Applicates will benefit from:

Global banking exposure — Work within one of the world's most respected international banks, gaining access to global risk frameworks, international banking standards, and a world-class professional network from year one
Paid learnership stipend — Compensation is provided throughout the programme (exact amount not disclosed — confirm at offer stage)
Fast-track risk career — Citi's structured graduate programme is a direct pipeline into permanent Credit Risk Analyst, Risk Reporting, and Risk Management roles within Citi South Africa and potentially across the bank's global network
World-class training — Access to Citi's global learning infrastructure, mentorship from senior risk professionals, and structured development activities throughout the 12-month programme
International brand on your CV — Citi's global reputation in financial services makes this learnership one of the most recognised and respected graduate credentials in African and international banking markets

Tip: Citi is an equal opportunity employer that actively values diversity across race, gender, and disability. South African graduates from all designated groups are encouraged to apply. Given the 65% academic average requirement, ensure your transcript clearly reflects your cumulative average across all years — not just final-year results.

5 What you will gain

Applicates will benefit from:

Global banking exposure — Work within one of the world's most respected international banks, gaining access to global risk frameworks, international banking standards, and a world-class professional network from year one
Paid learnership stipend — Compensation is provided throughout the programme (exact amount not disclosed — confirm at offer stage)
Fast-track risk career — Citi's structured graduate programme is a direct pipeline into permanent Credit Risk Analyst, Risk Reporting, and Risk Management roles within Citi South Africa and potentially across the bank's global network
World-class training — Access to Citi's global learning infrastructure, mentorship from senior risk professionals, and structured development activities throughout the 12-month programme
International brand on your CV — Citi's global reputation in financial services makes this learnership one of the most recognised and respected graduate credentials in African and international banking markets

Tip: Citi is an equal opportunity employer that actively values diversity across race, gender, and disability. South African graduates from all designated groups are encouraged to apply. Given the 65% academic average requirement, ensure your transcript clearly reflects your cumulative average across all years — not just final-year results.

5 What you will gain

Applicates will benefit from:

Global banking exposure — Work within one of the world's most respected international banks, gaining access to global risk frameworks, international banking standards, and a world-class professional network from year one
Paid learnership stipend — Compensation is provided throughout the programme (exact amount not disclosed — confirm at offer stage)
Fast-track risk career — Citi's structured graduate programme is a direct pipeline into permanent Credit Risk Analyst, Risk Reporting, and Risk Management roles within Citi South Africa and potentially across the bank's global network
World-class training — Access to Citi's global learning infrastructure, mentorship from senior risk professionals, and structured development activities throughout the 12-month programme
International brand on your CV — Citi's global reputation in financial services makes this learnership one of the most recognised and respected graduate credentials in African and international banking markets

Tip: Citi is an equal opportunity employer that actively values diversity across race, gender, and disability. South African graduates from all designated groups are encouraged to apply. Given the 65% academic average requirement, ensure your transcript clearly reflects your cumulative average across all years — not just final-year results.

6 Application process

How To Apply

Create or log in to your Citi careers profile and locate the South Africa Learnership Graduate Program — Credit Risk listing
Prepare all four required documents listed below — Citi explicitly requires all four to be attached at application
Write a focused cover letter that highlights your passion for risk management, your academic strengths, and why you want to work at Citi specifically
Submit your complete application — no closing date is published, so apply before 30 June 2026 to avoid missing out
Click the Apply button to be redirected to the official Citi careers portal.

Citi's required documents — all four must be attached:

Updated CV
Cover letter
Full academic transcript
South African ID document

Tip: No closing date published. Citi has not specified a closing date. Graduate banking programmes fill on a rolling basis — Citi may close the listing once sufficient applications are received. Apply before 30 June 2026. Missing any of the four required documents (CV, cover letter, transcript, ID) will likely disqualify your application automatically.

6 Application process

How To Apply

Create or log in to your Citi careers profile and locate the South Africa Learnership Graduate Program — Credit Risk listing
Prepare all four required documents listed below — Citi explicitly requires all four to be attached at application
Write a focused cover letter that highlights your passion for risk management, your academic strengths, and why you want to work at Citi specifically
Submit your complete application — no closing date is published, so apply before 30 June 2026 to avoid missing out
Click the Apply button to be redirected to the official Citi careers portal.

Citi's required documents — all four must be attached:

Updated CV
Cover letter
Full academic transcript
South African ID document

Tip: No closing date published. Citi has not specified a closing date. Graduate banking programmes fill on a rolling basis — Citi may close the listing once sufficient applications are received. Apply before 30 June 2026. Missing any of the four required documents (CV, cover letter, transcript, ID) will likely disqualify your application automatically.

6 Application process

How To Apply

Create or log in to your Citi careers profile and locate the South Africa Learnership Graduate Program — Credit Risk listing
Prepare all four required documents listed below — Citi explicitly requires all four to be attached at application
Write a focused cover letter that highlights your passion for risk management, your academic strengths, and why you want to work at Citi specifically
Submit your complete application — no closing date is published, so apply before 30 June 2026 to avoid missing out
Click the Apply button to be redirected to the official Citi careers portal.

Citi's required documents — all four must be attached:

Updated CV
Cover letter
Full academic transcript
South African ID document

Tip: No closing date published. Citi has not specified a closing date. Graduate banking programmes fill on a rolling basis — Citi may close the listing once sufficient applications are received. Apply before 30 June 2026. Missing any of the four required documents (CV, cover letter, transcript, ID) will likely disqualify your application automatically.

6 Application process

How To Apply

Create or log in to your Citi careers profile and locate the South Africa Learnership Graduate Program — Credit Risk listing
Prepare all four required documents listed below — Citi explicitly requires all four to be attached at application
Write a focused cover letter that highlights your passion for risk management, your academic strengths, and why you want to work at Citi specifically
Submit your complete application — no closing date is published, so apply before 30 June 2026 to avoid missing out
Click the Apply button to be redirected to the official Citi careers portal.

Citi's required documents — all four must be attached:

Updated CV
Cover letter
Full academic transcript
South African ID document

Tip: No closing date published. Citi has not specified a closing date. Graduate banking programmes fill on a rolling basis — Citi may close the listing once sufficient applications are received. Apply before 30 June 2026. Missing any of the four required documents (CV, cover letter, transcript, ID) will likely disqualify your application automatically.

7 FAQ

Frequently asked questions

Got questions about this role? We've got answers.

What qualifications are required?

A completed undergraduate Bachelor's degree in Finance, Economics, Accounting, Statistics, Mathematics, or Risk Management is required — with a minimum cumulative academic average of 65% or above. This average threshold is explicitly stated by Citi and is a hard requirement. Candidates who do not meet the 65% average are unlikely to be shortlisted.

Who can apply?

Newly qualified South African university graduates who meet the academic requirements may apply. The role is based onsite in Johannesburg — candidates must be available to work full-time at Citi's Johannesburg offices. Citi is an equal opportunity employer and encourages applications from all backgrounds. No specific South African citizenship requirement is listed, but candidates must have the legal right to work in South Africa.

Is work experience required?

No — zero work experience is required and the programme is designed for newly qualified graduates. However, Citi specifies a maximum of 1 year of prior work experience is acceptable. Candidates with more than 1 year of formal professional experience in their field may not qualify for this graduate learnership tier.

How do I apply?

Click the Apply button to be redirected to the official Citi careers portal. You must attach all four required documents: your updated CV, a cover letter, your full academic transcript, and your ID document. No closing date is specified — apply before 30 June 2026 to avoid missing the intake.

Is there a career path after the learnership?

Yes — significantly. Citi's graduate learnership is a structured pipeline into permanent risk roles. Strong graduates progress into Credit Risk Analyst, Risk Reporting Analyst, and Risk Management Associate positions within Citi South Africa. From there, top performers can pursue regional and global roles within Citi's 160+ country network — making this one of the highest-potential graduate entry points available in South African financial services in 2026.

7 FAQ

Frequently asked questions

Got questions about this role? We've got answers.

What qualifications are required?

A completed undergraduate Bachelor's degree in Finance, Economics, Accounting, Statistics, Mathematics, or Risk Management is required — with a minimum cumulative academic average of 65% or above. This average threshold is explicitly stated by Citi and is a hard requirement. Candidates who do not meet the 65% average are unlikely to be shortlisted.

Who can apply?

Newly qualified South African university graduates who meet the academic requirements may apply. The role is based onsite in Johannesburg — candidates must be available to work full-time at Citi's Johannesburg offices. Citi is an equal opportunity employer and encourages applications from all backgrounds. No specific South African citizenship requirement is listed, but candidates must have the legal right to work in South Africa.

Is work experience required?

No — zero work experience is required and the programme is designed for newly qualified graduates. However, Citi specifies a maximum of 1 year of prior work experience is acceptable. Candidates with more than 1 year of formal professional experience in their field may not qualify for this graduate learnership tier.

How do I apply?

Click the Apply button to be redirected to the official Citi careers portal. You must attach all four required documents: your updated CV, a cover letter, your full academic transcript, and your ID document. No closing date is specified — apply before 30 June 2026 to avoid missing the intake.

Is there a career path after the learnership?

Yes — significantly. Citi's graduate learnership is a structured pipeline into permanent risk roles. Strong graduates progress into Credit Risk Analyst, Risk Reporting Analyst, and Risk Management Associate positions within Citi South Africa. From there, top performers can pursue regional and global roles within Citi's 160+ country network — making this one of the highest-potential graduate entry points available in South African financial services in 2026.

7 FAQ

Frequently asked questions

Got questions about this role? We've got answers.

What qualifications are required?

A completed undergraduate Bachelor's degree in Finance, Economics, Accounting, Statistics, Mathematics, or Risk Management is required — with a minimum cumulative academic average of 65% or above. This average threshold is explicitly stated by Citi and is a hard requirement. Candidates who do not meet the 65% average are unlikely to be shortlisted.

Who can apply?

Newly qualified South African university graduates who meet the academic requirements may apply. The role is based onsite in Johannesburg — candidates must be available to work full-time at Citi's Johannesburg offices. Citi is an equal opportunity employer and encourages applications from all backgrounds. No specific South African citizenship requirement is listed, but candidates must have the legal right to work in South Africa.

Is work experience required?

No — zero work experience is required and the programme is designed for newly qualified graduates. However, Citi specifies a maximum of 1 year of prior work experience is acceptable. Candidates with more than 1 year of formal professional experience in their field may not qualify for this graduate learnership tier.

How do I apply?

Click the Apply button to be redirected to the official Citi careers portal. You must attach all four required documents: your updated CV, a cover letter, your full academic transcript, and your ID document. No closing date is specified — apply before 30 June 2026 to avoid missing the intake.

Is there a career path after the learnership?

Yes — significantly. Citi's graduate learnership is a structured pipeline into permanent risk roles. Strong graduates progress into Credit Risk Analyst, Risk Reporting Analyst, and Risk Management Associate positions within Citi South Africa. From there, top performers can pursue regional and global roles within Citi's 160+ country network — making this one of the highest-potential graduate entry points available in South African financial services in 2026.

7 FAQ

Frequently asked questions

Got questions about this role? We've got answers.

What qualifications are required?

A completed undergraduate Bachelor's degree in Finance, Economics, Accounting, Statistics, Mathematics, or Risk Management is required — with a minimum cumulative academic average of 65% or above. This average threshold is explicitly stated by Citi and is a hard requirement. Candidates who do not meet the 65% average are unlikely to be shortlisted.

Who can apply?

Newly qualified South African university graduates who meet the academic requirements may apply. The role is based onsite in Johannesburg — candidates must be available to work full-time at Citi's Johannesburg offices. Citi is an equal opportunity employer and encourages applications from all backgrounds. No specific South African citizenship requirement is listed, but candidates must have the legal right to work in South Africa.

Is work experience required?

No — zero work experience is required and the programme is designed for newly qualified graduates. However, Citi specifies a maximum of 1 year of prior work experience is acceptable. Candidates with more than 1 year of formal professional experience in their field may not qualify for this graduate learnership tier.

How do I apply?

Click the Apply button to be redirected to the official Citi careers portal. You must attach all four required documents: your updated CV, a cover letter, your full academic transcript, and your ID document. No closing date is specified — apply before 30 June 2026 to avoid missing the intake.

Is there a career path after the learnership?

Yes — significantly. Citi's graduate learnership is a structured pipeline into permanent risk roles. Strong graduates progress into Credit Risk Analyst, Risk Reporting Analyst, and Risk Management Associate positions within Citi South Africa. From there, top performers can pursue regional and global roles within Citi's 160+ country network — making this one of the highest-potential graduate entry points available in South African financial services in 2026.

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